Gifting out of pension income
7 mins
Michael McManus is a Financial Planning Director who joined Mercer & Hole in November 2025, bringing with him extensive experience from his previous roles at Rathbones and Saunderson House. He specialises in building and implementing comprehensive financial plans tailored to clients’ evolving needs. His expertise spans investments, protection strategies, retirement planning, estate planning and tax optimisation – ensuring clients receive holistic, long-term support.
Michael works with a wide variety of individuals and families at every stage of life. From those focused on building their wealth, to those seeking to protect it, through to those enjoying it in retirement, he provides guidance that adapts across generations.
For Michael, the most rewarding part of his role is being a trusted adviser. He takes pride in giving clients comfort, clarity, and confidence, knowing his work can make a meaningful difference to them and their families. His approach to great service is rooted in listening carefully, being reliable and ensuring that expectations are always honest and achievable.
While his work is predominantly with private clients from a wide range of sectors, his focus remains consistent: delivering thoughtful, personalised advice that stands the test of time.
Outside of work, Michael’s three young children keep him busy. He enjoys running, playing golf and supporting Tottenham Hotspur and St Albans City.