Consumer debt has now hit extraordinary levels, led by low interest rates and easy access to credit card facilities.
Inevitably consumers have found these facilities to be a ‘wolf in sheep’s clothing’ and credit card convenience has become very expensive.
The options are simple. However, the choice requires careful consideration. We endeavour, through our Relief4Debt website, to help you identify the option most suitable to you.
Options can include:
- Individual voluntary arrangements (IVAs)
- Debt consolidation
- Debt management plans
- The consequences of bankruptcy
- Avoiding bankruptcy
- IVAs – the detail
As a general principle, whichever option you prefer, you should commit yourself to only what you can afford.
Visit our Relief4Debt website or contact our team to discuss your case further.